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OUR MORTGAGE LOAN PROCESS
1: Loan Application
1: Loan Application

A few documents are needed to get a loan file through underwriting.

2: Pre-Approval
2: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

3: Shop
3: Shop

At this stage, it’s a good idea to start working with a real estate agent and viewing homes.

4: Loan Processing
4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting
5: Underwriting

They closely evaluate all the documentation prepared by the loan processor in the loan package.

6: Closing
6: Closing

Documents  are drawn and sent to the title company where the closing meeting takes place.

REQUEST A NO OBLIGATION QUOTE

Fill out our simple online mortgage quote form and you will receive a quote tailored to specifically to your needs.  There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.

Request A Quote
Request A Quote Today!
ABOUT OUR COMPANY

Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending which closed $400 million in mortgage loans in 2016 and became the top producing division in 2017.

We are continuing to have great success in 2018 and we’re constantly working on adding new processing technologies to make our delivery and service even better today and for the future. In addition, we are happy to be a division of Goldwater Bank N.A, which increases our reach to lend in 48 states. Goldwater Bank, N.A. currently services over $2 billion in mortgage loans through their mortgage servicing company Weststar Mortgage Corp which was established in 1983.
Please call us today to see why we are the best in the Mortgage Industry.

HAPPY CUSTOMERS

I’ve done many transactions with Capital Pacific Home Loans. I love the clarity and advice they give me in making my home purchases and refinances. Every purchase or refinance is always a smooth process. I recommend Capital Pacific to all my friends and family.

John - Hercules, CA
Rating: 5

I entered a transaction and in the middle of the process the lender could not perform. I asked my realtor to recommend a lender and she recommended Capital Pacific. We were able to close in 17 days and they rescued my transaction

Leila - Walnut Creek, CA
Rating: 5

I can always rely on a mortgage professional from Capital Pacific to answer any of my questions even on the weekends. This is a true advantage when you are trying to make an offer while shopping on the weekend.

Adora “Realtor” - Concord, CA
Rating: 5
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